(ABC 6 News) – The next time you take out a debit card to swipe to pay at a store or gas station, be aware:
credit card skimmers are surging.

Police across the country report a growing number of credit card skimming devices have been
found in popular stores and gas stations.

What’s a skimmer? These devices are placed over legitimate card readers to steal your credit
card information and PIN. You might not even notice they’re there until it’s too late.

Here’s the scary part: installing a skimmer can take less than four seconds. Thieves often work
in pairs—one distracts the cashier while the other quickly attaches the skimmer. Once it’s
installed, the thieves can capture your card data every time you swipe.

How to Spot a Skimmer

The best way to protect yourself is to be vigilant and know what to look for. Here are some tips:

• Inspect the card reader: Before swiping, give the reader a gentle tug. If it feels loose or moves, it could be a skimmer.
• Look for any change of color: If a skimmer has been installed it likely isn’t the exact color of the authentic machine.
• Choose wisely: At gas pumps, use the one closest to the attendant or go inside to pay.
• Tap to pay: Whenever possible, use contactless payment methods like Apple Pay or Google Pay. These generate a one-time transaction code that can’t be duplicated.
• Get a chip card: If your card doesn’t have a chip, request a replacement from your bank. Chip cards are more secure than traditional magnetic stripe cards.

Why You Should Avoid Swiping Your Debit Card

Debit cards are especially vulnerable to skimming because they draw money directly from your
bank account. If a thief gets your PIN, they can quickly drain your funds. Credit cards offer better
fraud protection, and you’re not liable for unauthorized charges.

Remember, always be aware of your surroundings and inspect the card reader before swiping.
If you see anything suspicious, report it to the store employee or manager.

The FBI estimates credit card skimming devices cost consumers and financial institutions over
$1 billion each year.