(ABC 6 News) — With the ever-growing cost of mortgage payments, homeowners might be targeted by scammers.

That’s why Minnesota Attorney General Keith Ellison is stepping in to help victims spot the scams. Many are promised rate reductions, help with lender negotiations, and even financial assistance.

However, it comes after paying upfront fees.

If you are having trouble making payments, contact your lender. Find out your options and ask for help.